Instant risk assessments.
Insurer-ready reports.
Complete the SME Digital Risk Assessment in under 5 minutes. Receive a free risk summary instantly — or unlock the full SANS-aligned insurer report for R899.
Three steps from form to report
Complete the form
Answer 5 sections covering premises, security, fire protection, operations, and claims. Upload photos as evidence.
Receive your free summary
Instantly get a branded PDF with your risk band, executive summary, and top recommendations — emailed automatically.
Unlock the full report
Pay R899 for your complete insurer-ready report including SANS compliance wording, certification checklist, and site photo evidence.
Built for South African insurers and brokers
Every paid report is SANS-aligned, legally worded, and ready for insurer submission.
SANS 10400-T fire compliance
Explicit compliance wording for every occupancy class, aligned to SANS 10139 and South African statutory requirements.
Area risk classification
Location-based risk profiling aligned to insurer underwriting control lists, flagged automatically.
Certification checklist
Auto-generated list of required certificates — COC, LP Gas, sprinkler clearance — based on the client's answers.
Site evidence photos
Client-uploaded photos embedded as Appendix B, organised by section: location, security, operations, continuity.
Legal disclaimer included
Every paid report includes a professionally worded methodology section and legal disclaimer for insurer submission.
Instant delivery
Free reports email within seconds of form submission. Paid reports within seconds of PayFast payment confirmation.
Covers all major SME occupancy classes
Ready to start your first assessment?
Free risk summary delivered instantly. Full insurer report for R899.